CONSTRUCTION AND PUBLIC

LIABILITY INSURANCE

New Home Renovations/Extensions


Why would anyone take out insurance if it doesn’t cover real Owner Builder risks. AOBIS policy wordings are in plain English, with no confusing builder terms and definitely no unnecessary cover which adds to premium costs, but are generally irrelevant to an Owner Builder situation.


Owner Builders are ‘typical’ Australian’s who have decided to build or renovate. Insurance cover should recognize the importance of owner building and make reference to particular circumstances that could evolve when a building project goes wrong. The AOBIS Policy wording identifies these peculiarities and makes provision accordingly.

The Policy does provide cover for such as sub-contractors, tools and optional existing property and contents. The Policy does provide cover for such as sub-contractors, tools and optional existing property which adds to premium costs, but are generally irrelevant to an Owner Builder situation.

AOBIS policy wordings are in plain English, with no confusing builder terms and definitely no unnecessary cover which adds to premium costs Includes unlimited emergency ambulance cover
Includes unlimited emergency ambulance cover No Medicare Levy Surcharge on your tax bill if eligible
Access private hospital accommodation No Lifetime Health Cover loading fees if you have Hospital Cover by July 1 following your 31st birthday

FAQ

Frequently Asked Question

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If Owner Builder Warranty Insurance is not obtained and your property is sold you risk fines and penalties of up to $10,000. The prospective purchaser also has the right to pull out of the sale agreement without any penalties.
Obtaining Owner Builder Warranty or Indemnity Insurance is a LEGAL responsibility. As an Owner Builder/renovator it pays to be aware of all your liabilities
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If Owner Builder Warranty Insurance is not obtained and your property is sold you risk fines and penalties of up to $10,000. The prospective purchaser also has the right to pull out of the sale agreement without any penalties.
Obtaining Owner Builder Warranty or Indemnity Insurance is a LEGAL responsibility. As an Owner Builder/renovator it pays to be aware of all your liabilities
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Add some content to your accordion item here.
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